Rent vs take-home pay: can you afford it?

Compare the median rent in 195 areas of New South Wales and Victoria with your take-home pay. Rents are for new leases in the June quarter 2026; take-home pay uses the ATO's 2026–27 formulas.

Median rent as a share of take-home pay

–

HomeRent a weekOf take-home

New South Wales

AreaRegionMedian rentOn $80k
WoollahraGreater Sydney$1,10090%
WaverleyGreater Sydney$1,01082%
Ku-Ring-GaiGreater Sydney$1,00081%
Hunters HillGreater Sydney$97579%
ByronRegional NSW$95077%
Northern BeachesGreater Sydney$95077%
SydneyGreater Sydney$90073%
MosmanGreater Sydney$89873%
Canada BayGreater Sydney$89773%
RandwickGreater Sydney$89573%
WilloughbyGreater Sydney$88072%
Lane CoveGreater Sydney$87071%
BaysideGreater Sydney$85069%
North SydneyGreater Sydney$85069%
The Hills ShireGreater Sydney$85069%
TweedRegional NSW$85069%
BurwoodGreater Sydney$80065%
Sutherland ShireGreater Sydney$80065%
BallinaRegional NSW$78064%
RydeGreater Sydney$78064%
Inner WestGreater Sydney$76062%
CamdenGreater Sydney$75061%
Georges RiverGreater Sydney$75061%
HornsbyGreater Sydney$75061%
KiamaIllawarra$75061%
ParramattaGreater Sydney$75061%
ShellharbourIllawarra$75061%
StrathfieldGreater Sydney$72059%
WingecarribeeRegional NSW$70057%
HawkesburyGreater Sydney$68055%
Lake MacquarieNewcastle and Lake Macquarie$68055%
LiverpoolGreater Sydney$68055%
BlacktownGreater Sydney$67055%
Canterbury-BankstownGreater Sydney$67055%
CumberlandGreater Sydney$67055%
WollongongIllawarra$67055%
NewcastleNewcastle and Lake Macquarie$66054%
WollondillyGreater Sydney$66054%
Central CoastGreater Sydney$65053%
Port StephensNewcastle and Lake Macquarie$65053%
Yass ValleyRegional NSW$65053%
Blue MountainsGreater Sydney$63051%
MaitlandNewcastle and Lake Macquarie$63051%
CampbelltownGreater Sydney$62051%
Coffs HarbourRegional NSW$62051%
FairfieldGreater Sydney$62051%
PenrithGreater Sydney$62051%
CessnockNewcastle and Lake Macquarie$60049%
Mid-Western RegionalRegional NSW$60049%
Port Macquarie-HastingsRegional NSW$60049%
Queanbeyan-Palerang RegionalRegional NSW$60049%
SingletonRegional NSW$60049%
Snowy Monaro RegionalRegional NSW$60049%
ShoalhavenRegional NSW$58047%
BellingenRegional NSW$55545%
Bega ValleyRegional NSW$55045%
DungogRegional NSW$55045%
EurobodallaRegional NSW$55045%
LismoreRegional NSW$55045%
MuswellbrookRegional NSW$55045%
NambuccaRegional NSW$55045%
OrangeRegional NSW$55045%
Western Plains RegionalRegional NSW$55045%
Bathurst RegionalRegional NSW$54044%
Clarence ValleyRegional NSW$53544%
Wagga WaggaRegional NSW$53043%
Mid-CoastRegional NSW$52543%
Goulburn MulwareeRegional NSW$52042%
Murray RiverRegional NSW$52042%
Richmond ValleyRegional NSW$52042%
BlayneyRegional NSW$51042%
AlburyRegional NSW$50041%
GunnedahRegional NSW$50041%
Upper Hunter ShireRegional NSW$50041%
KempseyRegional NSW$49540%
BlandRegional NSW$49040%
Upper Lachlan ShireRegional NSW$48840%
Armidale RegionalRegional NSW$48039%
GriffithRegional NSW$48039%
NarromineRegional NSW$48039%
Tamworth RegionalRegional NSW$48039%
HilltopsRegional NSW$46037%
LithgowRegional NSW$46037%
UrallaRegional NSW$46037%
BerriganRegional NSW$45037%
CabonneRegional NSW$45037%
FederationRegional NSW$45037%
GundagaiRegional NSW$45037%
Liverpool PlainsRegional NSW$45037%
CoolamonRegional NSW$44536%
KyogleRegional NSW$44036%
TenterfieldRegional NSW$44036%
InverellRegional NSW$43135%
LeetonRegional NSW$43035%
OberonRegional NSW$43035%
ParkesRegional NSW$43035%
ForbesRegional NSW$42034%
Greater Hume ShireRegional NSW$42034%
LockhartRegional NSW$42034%
TemoraRegional NSW$42034%
Edward RiverRegional NSW$41033%
CowraRegional NSW$40033%
JuneeRegional NSW$40033%
MurrumbidgeeRegional NSW$40033%
Snowy ValleysRegional NSW$40033%
Moree PlainsRegional NSW$38031%
NarrabriRegional NSW$37831%
NarranderaRegional NSW$37531%
WentworthRegional NSW$37030%
Warrumbungle ShireRegional NSW$36530%
Glen Innes SevernRegional NSW$36029%
GwydirRegional NSW$36029%
LachlanRegional NSW$35029%
Broken HillRegional NSW$34528%
CoonambleRegional NSW$32326%
GilgandraRegional NSW$32026%
CobarRegional NSW$30525%
WarrenRegional NSW$30024%

Victoria

AreaRegionMedian rentOn $80k
BaysideGreater Melbourne$76062%
ManninghamGreater Melbourne$70057%
MelbourneGreater Melbourne$68055%
MonashGreater Melbourne$67055%
YarraGreater Melbourne$66054%
BoroondaraGreater Melbourne$65053%
WhitehorseGreater Melbourne$65053%
Mornington Penin'aGreater Melbourne$65053%
Port PhillipGreater Melbourne$65053%
StonningtonGreater Melbourne$65053%
Glen EiraGreater Melbourne$64052%
KnoxGreater Melbourne$63051%
Yarra RangesGreater Melbourne$62051%
KingstonGreater Melbourne$62051%
Surf CoastBarwon South West$60049%
NillumbikGreater Melbourne$60049%
MaroondahGreater Melbourne$60049%
Merri-bekGreater Melbourne$59548%
CaseyGreater Melbourne$59548%
DarebinGreater Melbourne$59048%
Hobsons BayGreater Melbourne$59048%
FrankstonGreater Melbourne$59048%
Macedon RangesLoddon Mallee$58548%
MaribyrnongGreater Melbourne$58548%
QueenscliffeBarwon South West$58047%
MansfieldHume$58047%
BanyuleGreater Melbourne$58047%
Moonee ValleyGreater Melbourne$57547%
CardiniaGreater Melbourne$57547%
WarrnamboolBarwon South West$56046%
Mount AlexanderLoddon Mallee$55545%
Baw BawGippsland$55045%
Greater DandenongGreater Melbourne$55045%
WodongaHume$54044%
WhittleseaGreater Melbourne$54044%
Greater GeelongBarwon South West$53043%
HumeGreater Melbourne$52543%
Greater BendigoLoddon Mallee$51042%
HepburnGrampians$50041%
MooraboolGrampians$50041%
IndigoHume$50041%
MoiraHume$50041%
Bass CoastGippsland$50041%
BrimbankGreater Melbourne$50041%
AlpineHume$49841%
Greater SheppartonHume$49540%
BenallaHume$49040%
WyndhamGreater Melbourne$49040%
Colac-OtwayBarwon South West$48540%
CampaspeLoddon Mallee$48039%
MilduraLoddon Mallee$48039%
WellingtonGippsland$48039%
MeltonGreater Melbourne$48039%
MoyneBarwon South West$47038%
Golden PlainsGrampians$47038%
MitchellHume$47038%
StrathbogieHume$47038%
East GippslandGippsland$47038%
WangarattaHume$46037%
GlenelgBarwon South West$45037%
BallaratGrampians$45037%
MurrindindiHume$44036%
South GippslandGippsland$44036%
TowongHume$43836%
HorshamGrampians$43035%
LatrobeGippsland$43035%
AraratGrampians$41334%
Northern GrampiansGrampians$40033%
PyreneesGrampians$40033%
Central GoldfieldsLoddon Mallee$40033%
Swan HillLoddon Mallee$40033%
Southern GrampiansBarwon South West$39032%
CorangamiteBarwon South West$38031%
GannawarraLoddon Mallee$37030%
HindmarshGrampians$32026%
BulokeLoddon Mallee$31025%
YarriambiackGrampians$28023%

Updated 13 November 2026. Medians for areas with too few new leases aren't published.

Rent data: NSW Department of Communities and Justice, Rent and Sales Report (June quarter 2026), CC BY 4.0, (c) State of New South Wales (Department of Communities and Justice) (source); Homes Victoria, Rental Report: quarterly median rents by local government area (June quarter 2026), CC BY 4.0 (DataVic), Homes Victoria (source). Median weekly rent for new leases. Take-home pay is our calculation with the ATO's 2026–27 withholding formulas.