What each type of home costs
| Home | Median rent | On $60k | On $80k | On $100k | Salary for rent under 30% of pay |
|---|---|---|---|---|---|
| All homes | $400 | 41% | 33% | 27% | $70,000 |
| 1-bedroom unit | $271 | 28% | 22% | 18% | $47,000 |
| 2-bedroom unit | $350 | 36% | 29% | 24% | $61,000 |
| 3-bedroom house | $470 | 49% | 38% | 32% | $82,000 |
A common guide is that rent above 30% of your gross income is "rental stress". In Swan Hill, keeping the median rent under that line takes a salary of about $70,000, or a combined household income of that much if you rent with someone.
Nearby areas in Loddon Mallee
| Area | Median rent | On $80k |
|---|---|---|
| Central Goldfields | $400 | 33% |
| Gannawarra | $370 | 30% |
| Campaspe | $480 | 39% |
| Mildura | $480 | 39% |
| Buloke | $310 | 25% |
| Greater Bendigo | $510 | 42% |
| Mount Alexander | $555 | 45% |
| Macedon Ranges | $585 | 48% |
Cheaper nearby: Gannawarra ($370), Buloke ($310).
Based on 83 new leases in Swan Hill in the June quarter 2026.
See your full take-home pay with the pay calculator, or compare rents across Victoria and NSW.
Rent data: Homes Victoria, Rental Report: quarterly median rents by local government area (June quarter 2026), CC BY 4.0 (DataVic), Homes Victoria (source). Median weekly rent for new leases. Take-home pay is our calculation with the ATO's 2026–27 withholding formulas.