What each type of home costs
| Home | Median rent | On $60k | On $80k | On $100k | Salary for rent under 30% of pay |
|---|---|---|---|---|---|
| All homes | $495 | 51% | 40% | 33% | $86,000 |
| 2-bedroom unit | $400 | 41% | 33% | 27% | $70,000 |
| 3-bedroom house | $540 | 56% | 44% | 36% | $94,000 |
A common guide is that rent above 30% of your gross income is "rental stress". In Kempsey, keeping the median rent under that line takes a salary of about $86,000, or a combined household income of that much if you rent with someone.
Nearby areas in Regional NSW
| Area | Median rent | On $80k |
|---|---|---|
| Albury | $500 | 41% |
| Bland | $490 | 40% |
| Gunnedah | $500 | 41% |
| Upper Hunter Shire | $500 | 41% |
| Upper Lachlan Shire | $488 | 40% |
| Armidale Regional | $480 | 39% |
| Blayney | $510 | 42% |
| Griffith | $480 | 39% |
| Narromine | $480 | 39% |
| Tamworth Regional | $480 | 39% |
Cheaper nearby: Bland ($490), Upper Lachlan Shire ($488), Armidale Regional ($480).
Based on 151 new leases in Kempsey in the June quarter 2026.
See your full take-home pay with the pay calculator, or compare rents across NSW and Victoria.
Rent data: NSW Department of Communities and Justice, Rent and Sales Report (June quarter 2026), CC BY 4.0, (c) State of New South Wales (Department of Communities and Justice) (source). Median weekly rent for new leases. Take-home pay is our calculation with the ATO's 2026–27 withholding formulas.